Driving in Texas means being prepared for the unexpected. Whether you’re commuting in Austin, driving through the Texas Hill Country, or running errands in Burnet, having the right Texas car insurance coverage ensures you’re protected from financial loss due to accidents, weather, theft, or liability claims. At Galloway Insurance, we provide tailored auto insurance policies designed to fit your specific needs.
What Does Texas Car Insurance Cover?
Our Texas car insurance policies include:
- Liability Coverage – Pays for injuries and property damage to others when you’re at fault in an accident.
- Collision Coverage – Covers damage to your own vehicle after a crash, regardless of fault.
- Comprehensive Coverage – Protects against non-collision incidents like hail, theft, vandalism, or flood damage.
- Medical Payments Coverage – Helps cover medical expenses for you and your passengers after an accident.
- Personal Injury Protection (PIP) – Covers medical costs, lost wages, and rehabilitation expenses.
- Uninsured/Underinsured Motorist Coverage – Protects you if an uninsured or underinsured driver causes an accident.
- Optional Coverages – Add-ons such as roadside assistance, rental reimbursement, and towing services.
Why Texas Drivers Choose Galloway Insurance
We understand that finding the right auto insurance in Texas can be overwhelming. Our local agents take the time to match you with the best coverage options at competitive rates.
The Galloway Insurance Difference:
- Expertise – Decades of experience providing car insurance in Texas.
- Here to Help – Local agents who answer when you call and assist with claims.
- Community – Proudly serving Burnet, Marble Falls, and Horseshoe Bay.
- Relationship-Driven – We value long-term client relationships and provide ongoing support.
- Insight – We understand the unique risks Texas drivers face, from severe weather to uninsured motorists.
Get the Right Auto Insurance for Your Needs
Having the right coverage is essential to protecting your vehicle and finances. Let Galloway Insurance help you find an affordable Texas car insurance policy that fits your needs.
Contact Our Offices:
Burnet – 512-756-2988
Marble Falls – 830-693-0808
Horseshoe Bay – 830-598-5636
Frequently Asked Questions (FAQs)
What is the minimum car insurance coverage required in Texas?
Texas law requires drivers to carry at least 30/60/25 liability coverage, which means:
- $25,000 per accident for property damage
- $30,000 per person for bodily injury
- $60,000 per accident for bodily injury
Does Texas require uninsured motorist coverage?
Uninsured/underinsured motorist coverage is not required in Texas, but it is highly recommended to protect against uninsured drivers.
How much does car insurance cost in Texas?
Car insurance rates vary based on factors like your driving record, vehicle type, location, and coverage options. Our agents can provide a personalized quote.
Does car insurance cover hail damage in Texas?
Yes, but only if you have comprehensive coverage, which protects against hail, floods, and other non-collision damages.
Can I get a discount on my car insurance policy?
Yes! Galloway Insurance offers discounts for safe drivers, multi-policy bundles, defensive driving courses, and more.