Texas Condo Insurance | Protect Your Investment

Comprehensive Condo Insurance in Texas

Owning a condo in Texas comes with unique responsibilities. While your condominium association may have a master insurance policy, it often only covers the building’s exterior and common areas, leaving your personal property, liability, and interior unit protection to you. That’s where Galloway Insurance’s HO-6 condo insurance comes in.

What Does Texas Condo Insurance Cover?

Our Texas condo insurance policies provide protection for:

• Personal Property Coverage – Covers furniture, electronics, clothing, and personal belongings in case of theft, fire, or other covered events.
• Interior Unit Coverage – Protects your walls, flooring, built-in fixtures, and any improvements made to your condo.
• Liability Protection – If someone is injured inside your condo, this coverage helps with medical and legal expenses.
• Loss of Use Coverage – Pays for additional living expenses if your condo becomes uninhabitable due to a covered loss.
• Additional Coverage Options – Protection for water backup, identity theft, valuable personal property, and more.

Do You Need HO-6 Condo Insurance in Texas?

While some condo associations in Texas provide partial coverage through a master policy, they often leave interior damages, personal belongings, and liability to the owner. If your unit suffers water damage, theft, or a liability claim, you could be responsible for significant costs without proper coverage.

Why Choose Galloway Insurance?

We take pride in serving local condo owners in Central Texas, including Burnet, Horseshoe Bay, and Marble Falls. Our team understands the unique risks that Texas condo owners face, from severe weather to liability protection.